Risk Engineering

MSIG USA provides expert-led risk engineering services to help minimize your exposure and prevent losses in an environment of evolving risks.

A fast-changing world makes it increasingly difficult to keep up with risks and take the right measures to address them. That’s why MSIG USA staffs an in-house network of consultants and risk engineers, all dedicated to assist you in managing risk and preventing loss in a volatile and uncertain environment.

Partner with the experts in risk engineering

Our Risk Engineering team combines deep knowledge, expertise, and experience to offer a wide range of risk management and loss prevention services designed to help your business succeed. Strategically located throughout the US, our skilled consultants gain an in-depth understanding of your business and operations, and then offer results-oriented risk management solutions that leverage creative and innovative approaches. Their goals always align with yours: minimizing risk exposures, enhancing safety efforts, and ensuring the continuity of your operation.

The MSIG USA Risk Engineering group applies proven approaches to help reduce your risks and prevent losses:

We work closely with your management team, recognizing that your leadership’s commitment is integral to the success of your risk management program.
Since employee buy-in is crucial, we provide the tools and resources to help you improve employee participation in risk management and enhance your safety culture.
We offer a broad range of customized services—from developing formal risk management and safety programs to providing training, employing benchmarking tools, establishing key metrics, developing self-auditing programs and monitoring activities, and helping you maintain regulatory compliance.

The MSIG USA Risk Engineering group applies proven approaches to help reduce your risks and prevent losses:

We work closely with your management team, recognizing that your leadership’s commitment is integral to the success of your risk management program.
Since employee buy-in is crucial, we provide the tools and resources to help you improve employee participation in risk management and enhance your safety culture.
We offer a broad range of customized services—from developing formal risk management and safety programs to providing training, employing benchmarking tools, establishing key metrics, developing self-auditing programs and monitoring activities, and helping you maintain regulatory compliance.

Take a closer look at our Risk Engineering services

Professional Risk Assessments

Our in-house consultants review your loss history to identify trends and key loss sources to conduct an on-site risk assessment of your operation, including an analysis of physical hazards. Working with you, they develop meaningful, realistic strategies to address the risk exposures and long-term risk management goals. Through their technical research and cost-benefit analysis, our risk consultants also propose and prioritize practical recommendations to eliminate or minimize exposures, reflecting industry best practices and regulatory compliance.

Property Protection Services

It’s more complex than ever to protect your physical property from loss. The highly experienced and knowledgeable property specialists at MSIG USA will work with you to help manage your property-related protection equipment, programs, and policies.

Our services include:

Property Conservation
Developing and reviewing plant self-inspection programs
Assisting with and witnessing fire protection system testing
Providing fire protection system operation and maintenance training
Consulting on protection requirements for new and existing buildings
Reviewing site security systems and fire protection plans, which may involve working with contractors on plan reviews for sprinkler systems, clean agents, and special fire suppression systems
Assisting in developing and implementing programs such as Fire Protection System Impairment, Hot Work Safety Controls, and Business Continuity

Auto and Fleet Safety Services

Whether your business owns a full fleet of vehicles or a small number of company cars, it’s vital to reduce your risk of a vehicle crash and avoid the associated damage, downtime, and injuries. Our risk engineering professionals are well-versed in the risks involved with company vehicles and can help you proactively reduce losses.

Each auto and fleet safety services program is customized, drawing from offerings like these:

Benchmarking tools
Fleet safety and management program development
Driver qualification policies
Driver training and evaluation programs
Telematics and AI tools, including behavior analytics
Regulatory guidance

Workers’ Compensation/Employee Safety & Health Services

MSIG USA is committed to helping you provide a safe work environment for your employees by offering customized solutions that help you reduce or eliminate occupational injury or illness hazards.

We conduct on-site risk assessments and observe employees in their natural work environments, then work with your management team to develop cost-effective strategies that address employee health and safety needs and help you achieve your risk management goals. Our consultants can identify safety training requirements, then develop and deliver on-site or online training to improve employee safety education.

MSIG USA also supports your organization when employee injuries occur. We can work with your management team to develop programs that manage your workers’ compensation claims costs, identify key loss sources, and develop a service strategy to reduce the associated costs. We also help you develop effective claims reporting policies and procedures, locate physicians in your area who belong to the medical provider network, and develop and implement an Early Return-To-Work program suitable for your operations.

General Liability Services

Reducing the risk that your operations will cause bodily injury or property damage is an important objective for most organizations. Our risk engineering professionals can evaluate hazards that could lead to bodily injury or property damage, using risk management tools such as:

Site reviews to identify and address key exposures
Life safety consultations
Contractual liability risk transfer policies and procedures
Safety audit programs
Accident investigation programs
Emergency planning

Product Liability Services

As a manufacturer, distributor, supplier, or retailer of products, you could be held liable for claims of a manufacturing, design, or marketing defect in the product. The risk consultants at MSIG USA can assess your product liability exposures and develop effective programs to minimize the potential for claims.

Industrial Hygiene Services

The health and safety of your workforce depend in part on good industrial hygiene controls. Our risk engineers can help to improve industrial hygiene controls at your facilities through services such as:

Noise testing
Air sampling
Thermal imaging
Illumination surveys
Multiple labs
Equipment rental
Hazard risk assessments
Staff training

Ergonomic Assessments

Our professionals assess the workplace and review the design to have a direct, meaningful impact on employee productivity, safety, and satisfaction. MSIG USA offers industrial and office ergonomic assessments to help minimize employee injury risk and promote a better quality of life on and off the job.

Our ergonomic assessment services include:

Baseline assessments
Management assessments
Office/industrial environment assessments
Task analysis
Training at all levels
Written programs
OSHA compliance

Inland Marine Services

With deep expertise in inland marine risks, our consultants can assess your warehouse logistics, from moving cargo to complete, modern warehousing operations. Our team will evaluate your liabilities and the impact of your cargoes and services to prevent losses to third parties, along with the owned warehouse operations of product manufacturers.

MSIG USA offers builder’s risk assessments designed to identify the unique, evolving exposures of individual projects as they relate to the building owner and the general contractor. Our risk engineers recommend specific controls to reduce loss exposures from perils such as collapse, water, theft, and fire.

Our professionals also assess marinas for operations to ensure they have the appropriate well-trained staff, specific contracts that are vetted for all services provided, a commitment to safety, a well-planned and executed preventative maintenance program, sufficient funding for operations, and practices that help them maintain a successful and viable business.

Loss Analysis Services

To prevent losses from occurring, you need a solid understanding of where and why those losses are happening. MSIG USA consultants provide that insight by conducting a thorough loss analysis to identify your key loss sources.

Based on our review of your organization’s loss history and accident investigation records, we identify trends, pinpoint high-risk areas, and help you develop appropriate goals and best practices that strengthen your risk control efforts and reduce losses. Depending on your company’s needs, our analysis will focus on loss severity, frequency, location, tasks, departments, and other relevant factors.

Account Coordination & Stewardship Services

MSIG USA collaborates with your organization and your broker to determine how we can best support you from a risk control and loss prevention standpoint. We identify areas where our risk control activities would provide the greatest benefit, help prioritize risk-reduction goals and efforts, and identify the Risk Engineering Services our team will provide. A SMART Service Plan—consisting of actions that are Specific, Measurable, Achievable, Realistic, and Time-bound—guides our ongoing efforts. This Service Plan is a roadmap that we discuss and agree on in partnership with your organization and your broker. We focus on identifying the leading loss locations and key sources service visit(s), outlining responsibilities, and establishing target dates for completion.

To provide the service experience your business deserves, we assign a single point of contact within our Risk Engineering group, then meet with you periodically to follow up on our risk engineering activities and assess your SMART Service Plan, at your request.

Want to learn more?

Contact MSIG USA Risk Engineering at RiskEngineering@msig-na.com

Request a Risk Engineering resource at RequestaResource@msig-na.com