Multinationals
We understand the unique exposures of a multinational company and provide customized solutions to address them.
Multinational organizations have complex risk management and insurance needs. And that demands a carrier with the underwriting excellence and expertise to provide coverage that integrates properly into your global insurance program. That’s why multinational companies turn to MSIG USA.
We understand the nuances of global insurance requirements, especially for businesses that are headquartered outside the US but have a US manufacturing, distribution, or sales presence. No matter where your organization is based—and whether your US presence includes physical facilities or you’re exporting product into the country—we can offer customized insurance solutions that meet your global insurance needs. And as the US-based subsidiary of MS&AD Insurance Group Holdings, Inc.—with A+ ratings, a 350-year heritage, and a reach that spans 40+ countries and regions—we bring the underwriting excellence and expertise it takes to serve multinational businesses. MSIG USA USA’s affiliated underwriting subsidiaries are licensed in all 50 states and offer excess and surplus capabilities.
We understand the complexities of insuring multinationals
The MSIG USA underwriting team is highly experienced in working with global businesses that require coverage beyond what their parent company provides or need specific terms and clauses to meet a parent organization’s requirements. Unlike carriers that primarily write stand-alone policies only, we know how to coordinate with a global insurance program to ensure a seamless experience. Our underwriters are even experienced in factoring in currency differences to avoid inadvertent gaps in policy limits.
Multinational companies based across the globe trust MSIG USA to provide a wide range of insurance solutions, including:
Trust MSIG USA to help you prevent losses
MSIG USA goes far beyond providing an insurance policy. Our in-house team of highly experienced risk engineering consultants helps you mitigate risk and prevent losses.
The MSIG USA risk engineering group provides risk assessments, loss analysis services, assistance with safety programs, and other solutions that can help prevent losses from occurring. Applying their deep, industry-specific experience, they can identify exposures, review potential scenarios, and provide recommendations for managing risk. Our risk engineering consultants are skilled in providing loss prevention assistance across the full spectrum of risks—including property, workers’ compensation, commercial auto, general liability, product liability, and inland marine.
MSIG USA helps to ensure a seamless claims experience
When it comes to global insurance programs, the claims process can become complicated. That’s when you need a partner with deep expertise in coordinating claims for multinational organizations.
The claims team at MSIG USA understands the complexities and nuances of handling claims for insurance programs that involve both a master policy and underlying coverages. We coordinate closely with your parent company to ensure the claim is submitted where it should be to avoid delays and help deliver a positive experience.
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