Equipment Breakdown Insurance
When your mission-critical equipment or machinery breaks down, our customized coverage protects you from financial loss and helps get you back up and running in a timely way.
Business and industry depend on a wide range of equipment and machinery to stay operational, all running in an environment that’s more complex than ever. If that equipment breaks down, you could be forced to shut down operations while it’s being repaired or replaced—jeopardizing your revenue, profitability, and customer satisfaction.
To ensure you’re fully protected in the event of an equipment breakdown, turn to the experts at MSIG USA. We provide equipment breakdown insurance for businesses across a variety of industries, including wholesale, retail, real estate, manufacturing, food processing, auto/auto parts, and the services sector.
Count on MSIG USA to help keep you operational
From mechanical, electrical, and air conditioning equipment, to boilers and other pressure machinery, your business depends on a broad spectrum of mission-critical equipment that could fail for many different reasons.
MSIG USA works closely with several strategic partners to provide customized equipment breakdown coverage that protects you from equipment-related losses not covered in a commercial property policy. Our insurance solutions cover the cost of equipment repair and replacement, lost income, spoiled inventory, and other expenses you will incur while your operation is restored. We can also add ammonia contamination and spoilage sub-limits or business interruption coverage for even broader protection.
When you work with MSIG USA, you’ll get an equipment breakdown policy that’s tailored to the way you operate, your equipment types, and your unique exposures. As the US-based subsidiary of MS&AD Insurance Group Holdings, Inc.—with A+ ratings, a 350-year heritage, and a reach that spans 40+ countries and regions—we have the financial strength and stability to provide comprehensive equipment breakdown coverage and other commercial insurance solutions that reduce your risk.
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