Commercial Auto Insurance
For businesses with company vehicles or fleets, MSIG USA provides protection against the many risks your drivers can encounter on the road.
Whether you own and operate a few company vehicles or a large fleet, every time those vehicles go out on the road your business is at risk of physical damage and liability claims. To protect your organization from financial loss and keep your drivers on the road and productive, turn to MSIG USA for a customized commercial auto insurance solution.
As the US-based subsidiary of MS&AD Insurance Group Holdings, Inc.—with A+ ratings, a 350-year heritage, and a global reach across 40 countries and regions—MSIG USA brings the expertise to provide highly tailored commercial auto insurance solutions. We provide commercial auto coverage across all US states, the District of Columbia, and Puerto Rico, specializing in industries like these:
- Light and heavy manufacturing
- Trading companies
- Real estate
- Technology
- Retail
We help you steer clear of commercial auto losses
Together, our underwriting, risk engineering, and claims teams apply their expertise to help reduce your commercial auto risk, protect against the resulting financial loss and liability exposure, and get your drivers back on the road.
Our highly experienced commercial auto underwriters understand the nuances and challenges of writing these policies and take a flexible approach to providing coverage that best suits your unique exposures. We offer commercial auto insurance solutions such as:
- Guaranteed cost options that set a fixed premium for the policy term
- High-deductible plans that share the risk with our insureds
To reduce your risk of vehicle crashes, our RISK ENGINEERING consultants offer a wide range of fleet safety services—from developing fleet safety and driver training programs to helping you develop appropriate driver qualification policies, and much more. This highly knowledgeable team also keeps up with the latest fleet safety tools, including advanced telematics and behavior analytics, so we can recommend the best ways to reduce commercial auto risk.
And if you experience a covered commercial auto loss, our claims specialists will help minimize the resulting disruptions and downtime. Through partnerships with national service providers and response teams, we offer access to direct repair and rental vehicle networks, handle subrogation, and provide many other claims services that get your vehicle and driver back on the road in a timely way.
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